Portfolio Health

Tracks underwriting performance over time by coverage line. Rising claim frequency signals deteriorating risk quality. Loss ratios above 100% mean the portfolio pays out more than it collects in premium; sustained ratios above that threshold indicate pricing needs correction.

Claims --
Exposure --
Loss Ratio --
Avg Severity --

Claim Frequency by Year

Claims per exposure unit. An upward trend means more claims per policy-year.

Pure Premium (MXN) by Year

Expected claim cost per exposure unit, the minimum premium needed to break even before expenses.

Loss Ratio by Coverage Type

Paid losses divided by earned premium for the latest selected year. Above 100% = underwriting loss.